Max Amount of Money a Bank Will Loan on a Specific Used Vehicle

by K
(Waveland, MS USA)

Question: It's a 2005 Ford Supercrew 4 Dr F150 Lariat.

Answer: The top credit union I am currently working with will lend up to 110% of the retail value, plus TTL. You'd need to reference KBB.com to find this figure.

The top bank (Bank of the West) that I currently use will lend up to 140% (including TTL) of the wholesale value.

Kelley Blue Book does not give their wholesale value without a subscription, but I do write about ways to figure it out on your own here: Used Car Invoice

Hope this answers your question, but if not please don't hesitate to get back in touch with me.

Justin