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DriveTime Oklahoma City - The Good and Bad

by James
(Oklahoma City, Oklahoma )



Visitor Review Well, to put it blunt as I can I bought a car from DriveTime in Oklahoma City, Oklahoma. Everything started off great. Then turned kind of south matter of factly.

I didn't understand their down payment and interest system, so I didn't end up buying a car from them that day.

I learned a bit more about how their system worked and figured it was fair considering I don't have bad credit, but ZERO credit, thus making it hard for me to buy much on credit.

I went back to them and my step son and I looked over a bunch of cars. We found a 2007 Chevy HHR LS model I was going to purchase.

The Sales manager realized that the sales rep had made a mistake on how much a month I made and corrected it. Suddenly it opened up a lot more cars for me and I decided on a 2004 Ford F 150 Super Cab instead.

From the time I drove it off the lot it started to have one problem after another. Three days into owning the vehicle I called the Oklahoma City DriveTime dealership back and they told me to call the warranty center.

To my surprise, they not only offered to have everything wrong with my truck fixed, they also waived my 50 dollar co pay. I dropped my truck off to the shop and explained to them what all I found wrong with it.

By the end of the day they had found another 7 things wrong with the Truck. At this point I was very frustrated over a truck that I was paying 24K for thinking I was sold a lemon.

Again DriveTime surprised me by telling me to just bring the truck back and see if there was something else on the lot that I liked.

I brought the truck back on a Monday and I ended up with a very nice, clean and excellent running 2007 Pontiac G6 GT. Loaded with all the good stuff and all the performance that a G6 had to offer. The price was a bit more but I needed the car so I took it.

I had not one problem with this car. I was very satisfied with the car. Well I ended up being rear ended by a guy in a 2000 1 ton Dodge 4 Wheel Drive that crushed the back of my car.

The mans insurance was very quick to handle things for me and all was great until the adjuster came out and told me my car was a total loss.

I contacted DriveTime and things went to hell in a hand basket. They told me even though it was not my fault that the guy hit me I had to pay them "x" amount of dollars to as they said "Satisfy" the loan.


I said okay to that and asked what about my car. They said that would be no problem come down and pick another car and we will put it on hold for you. So I went down this afternoon to do exactly what they said.

When I got there the story had changed. I had to pay the $500 or else they were going to make me pay the balance. I asked them what balance. They explained to me that they would not get their asking price from the insurance company.

Well wait a damn minute that is not my fault. The state of Oklahoma value's the car at 15K for excise tax purposes. I bought the car for 17K. so that's 2K difference right.

Then they added the 12k in interest and other fees and told me that they would sue me for it if I didn't pay them the $500.00 dollars.

They also told me they had 3 G6's on their lot which they did, but I did not qualify for any of them although all but one of them was a year older or less then what I paid for my G6.

They also told me they couldn't guaranty what I would qualify for so basically they ended up with my $600.00 dollar down payment plus a 175 doc and restock fee for the F 150 which I paid just so I could get into another car. Then the $500.00 and now I wont be getting another car from them without a new down payment.

ARE YOU SERIOUS??

They lied just to get the extra $500.00 from me. told me I wouldn't have to pay a dime to be put into another car. The car is getting paid off!

That should and normally would put me in the positive with a company right? Not in their eyes.

They said I shouldn't have been in the accident. WAIT A DAMN minute!!! I was Rear Ended on the freeway by a guy going 30+ miles an hour faster then me. How is that my fault?

Needless to say I ended up just another statistic of Drive time. They lie to get what they want and then become short and hostile real quick.

And if you have any backbone at all they will force it out of you with their thug like antics and then refuse to sell you another car. So off to see a lawyer Tuesday and yet another lawsuit against DriveTime they have to face.

A sad way to end what I thought was the perfect relationship with the Oklahoma City DriveTime.

Comments for
DriveTime Oklahoma City - The Good and Bad

Click here to add your own comments

Thanks for sharing!
by: Justin
(Editor in Chief)


Hi James,

It sounds like DriveTime went above and beyond to keep you happy upfront...What they did for you originally was way more than the majority of dealers would have done.

I am not quite sure what went wrong there at the end however.

I can tell you that when a car is a total loss and the insurance company settles for less than what is owed to the lender (in this case DriveTime Oklahoma City) it is the customers responsibility to pay the remaining balance.

This is why GAP insurance has become such a popular product. It pays the balance so the customer doesn't have to.

As for trying to sue for the interest, that certainly was a scare tactic. That would be the equivalent of charging a cash buyer interest on a loan. Doesn't make sense!

Why they wouldn't sell you another car, I don't know. That sounds very weird to me if the other loan (G6) was satisfied.

I'm also not quite sure why they would be bringing anything having to do with the F150 into the equation, unless they didn't simply take the F150 back, but treated as a trade in on the G6.

If they did take it in on trade, there may have been some negative equity...At least that's the only thing I can think of without knowing all the details.

I am no lawyer, but I don't know that there is going to be much recourse here for you due to what I mentioned above where the customer is responsible for the unpaid balance after a total loss situation.

It sounds like they were trying to work with you out the gate and for some reason or another things went south after the accident.

It's hard for me to point fingers without all the details however and it's sad to hear that things went the way they went.

Thanks for sharing your experience with the Oklahoma City DriveTime...

Take care,
Justin

Ridiculous thugs
by: Anonymous

In short, I went with my son who has at best poor to no credit. He found a small truck he liked. The price on the vehicle seemed a little high, so we told the sales person we wanted to wait and discuss the matter. Of course, he came back with," If someone else likes the car we will sell it."

We live 2 hrs from the lot, so the sales person said," if you leave your card number(much like holding a hotel room) we can hold the truck for 45 days. This took place on the phone on the way home. He told us that my son would have to come back, this was Saturday prior to Memorial day, on Tuesday to sign the card reciept for $200 hold.

My son found a truck at a "real" dealership and called to tell them he wouldn't be in to sign and didn't want to hold the vehicle.

He was told that they already sent the payment through but that he had to come back and sign the paper and also that he had to sign a paper that allowed them to refund his money.

I called myself to tell them that we weren't coming 2hrs to sign a paper that they shouldn't have sent anyway. I told them that they were just Covering their a** because they had no authority to charge his card yet. I told them that they had that day to get the money into his account.

They backtracked and said they would fax both papers at the same time, the allowance of the $200 and for the allowance of the $200 to be put back. I told them it was stupid of them to think that we wouldn't know that if they had the capability to take the money without his consent, that they definitely had it to put it back.

When all was said and done, they actually had his money back into his account before they faxed both papers.

My son's bank stated that they had illegally withdrawn from his account and if he wanted, they could file a grievance against them. We said no. Being happy to just be done with the clowns.

By the way, the reason we didn't go with their truck was because it was over double what blue book was on it. I expected it to be higher due to credit issues, but double? and on top of that they wanted 16%interest.

People need to stand up to predators like this! Get tough and don't stand back and get taken. Grow a backbone and they tend to back off. Lesson learned.

Never buy or even shop from DriveTime and I will yell it from the highest mountain for everyone to hear, Steer clear of these thieving clowns. If it sounds too good to be true it is.

My advice, take the 380 to 400 dollars a month the would charge you, not to mention the Full insurance on top of that and get an older car that you can pay cash for. No sense in buying something worth $7,000 for $20,000.

DriveTime is the perfect name for the company, they just need to preface it with," Npw bend over, it's __________."


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