633 credit score with one 2 year old trade line paid on time. by: Anonymous
What interest rate can I expect when I refinance my current auto loan on trade in?
RE: 633 Credit Score by: Justin (Editor in Chief)
Well this is a tough one to figure as I don't have enough information to say for sure. Many different factors go into determining whether someone will even get approved for a loan in the first place and once approved (if approved) the loan structure also plays a role in determining the rate.
Assuming whoever you were approved and the loan structure is inline (also year and mileage of vehicle can be factors), then I'd estimate most credit unions would approve you in the 6-9% range. Again, no guarantees here as I just don't have enough information to say for sure.
On top of all this there is no guarantee the lender you choose will use the same credit bureau you are using, which means the score they pull for you may vary...
Hope this helps,
Justin
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