Drive Time Auto Sales
Reviews, Locations, Where to Apply and More...
Drive Time Auto Sales - The nation's largest car dealership! A buy here pay here dealer specializing in bad credit car sales...
Drive Time Auto Sales is a buy here pay here dealer, with 78 dealerships in 11 states, that specializes in helping people with credit challenges buy the car, truck or SUV they need. If you've got credit issues, then they could be a perfect fit for you. They make it a point to not just look at your past credit history, to make a simple yes/no decision, but they look at your future to help get you into the vehicle you need. They finance nearly 99% of all the vehicles they sell, which means getting approved for a loan is fairly easy. You can quickly find out for yourself how easy it is to get approved... Bad credit, no credit, no problem. Apply online; it takes 2 minutes.
Assuming you've applied for your loan and your approval is in process, let's get on to the review, where you'll not only be able to read my review of the pros and cons of buying from them, but you can submit your own review, read what others have written and find Drive Time Auto Sales locations across the country.

Drive Time Auto Sales ReviewLet's start the review with the pros and then we will work our way into the cons... 99% Finance Rate Do they ever say no? I'm sure they do, but it's not often. In fact, when I worked in Texas, Drive Time Auto Sales was my biggest competitor when it came to bad credit car sales. They could help customers in ways that my lenders could not. It was frustrating for me (in a business sense), but good for the customer. Shop DriveTime First! Bad credit, no credit, no problem. Apply on-line. 
Flexible Terms Most buy here pay here dealerships will have one set rate for all customers and don't budge, but not Drive Time Auto Sales. They offer flexible rates even for customers with bad credit or no credit. Basically, the more you put down the more they lower your rate. In addition, they'll give you up to 30 days after you've bought your vehicle to add more to your down payment to get an even lower rate. I don't know of any other buy here pay here dealer that does anything like that.
Report to the Credit Bureau Not only will you be able to get a car, but Drive Time Auto Sales will help you to build or even rebuild your credit by reporting your well paid loan each month to the credit bureau. Additionally, they will take into account your well paid car loan with them and will offer better rates to you the next time you buy from them (if you choose to). Get a great car and improve your credit. Apply on-line at DriveTime.com.
Free Used Car Warranty For vehicles that qualify, and it's my understanding most do, Drive Time Auto Sales includes a free 36 month 36,000 mile extended warranty that covers your engine, transmission, drive axles, climate controls and more... Some buy here pay here dealers will offer this, but they'll make you pay for it.
Free Oil Changes Included with your extended auto warranty are free oil changes. Now that's impressive! The extended warranties I sell at my dealership 1) Are not free 2) Definitely don't cover oil changes. Very good deal here with Drive Time Auto Sales.
DT Champ This is cool and again, one more thing that separates Drive Time Auto Sales from the rest. With DT Champ, once you have paid down your current Drive Time car loan (down to $3500 and paid on time), they allow you the opportunity to upgrade to a newer vehicle with: - No money down
- No trade in required (with zero balance)
- Reduced interest rates
A buy here pay here allowing you to buy a newer vehicle for no money down, that's practically unheard of.
Referral Program Pays Down Your Loan Drive Time Auto Sales wants you to be happy with your new car for multiple reasons. One of them being they want you to return in the future to buy another car and the other is for you to want to refer your family and friends to buy cars from them as well. Outside of offering you a quality experience and a great car, Drive Time Auto Sales adds a little extra motivation by applying $200 towards your loan for each person you refer that buys a vehicle from them. Shop DriveTime First! Apply on-line. 
On to the Cons...
The cons I'm about to cover here are actually not unique to Drive Time Auto Sales, but are fairly common with all buy here pay here dealers. High Interest Rates As mentioned above Drive Time Auto Sales offers you a way to lower your rates with a larger down payment, but if you use just the minimum down payment required you will be facing some fairly high interest rates. These rates can be anywhere from 18% on up...It's important to note that Drive Time Auto Sales lends money under what would be considered high risk conditions and needs to charge a higher rate for these riskier loans. One thing that defines a riskier loan is a smaller down payment. Save up, put more down and pay less.
No Big Discounts Don't be surprised if the price you see on the window is the price you pay. As with almost all buy here pay here dealers, Drive Time Auto Sales will typically charge a bit of a premium on the vehicles they sell. As mentioned just above they sell cars to customers with credit issues and these loans are risky. Most buy here pay here dealers will average 15-25% repossession rate and they need to make up for those losses by making bigger profits from the customers that do pay. This is not saying that Drive Time Auto Sales absolutely won't budge on price, but don't expect the types of discounts you might be able to receive if you were easily able to get traditional bank financing. Same as with the interest rate, a larger down payment will give you more leverage when negotiating as this reduces their risk.
Mechanical Issues This is certainly not unique to Drive Time Auto Sales, but is a problem every dealer faces. On occasion a vehicle a dealer sells (some dealers more than others) will break down, even after a rigorous inspection process. It's important to note that dealers selling cars are not the manufacturer and all they can do is simply buy the vehicle, inspect it, fix it and then sell it. Drive Time Auto Sales does everything they can to protect their customers with free extended warranty coverage and a thorough multi-point inspection process. Unfortunately, cars are machines and sometimes run into problems.
Summary Now that you've had a chance to read my review and compare apples to apples you can make the best decision possible. I personally feel that they offer an excellent opportunity for customers with some credit challenges to not only buy a nice pre-owned car, but also allows you to begin rebuilding your credit. If you like what you've read, you can get started today by filling out Drive Times easy two minute finance application just below. Shop DriveTime First! Bad credit, no credit, no problem. Apply on-line. 
Now that you've had a chance to read my thoughts, I'd like to hear from you and I'm sure other visitors would like to hear from you as well. Have you done business with Drive Time Auto Sales? How was your experience?
What Do You Think of Drive Time Auto Sales?
What do you think? Are they great, good, okay, or need some work? Your opinion matters and I'm sure others will greatly appreciate your input...
Drive Time Locations
Arizona | California | Colorado | Florida | Georgia | Nevada New Mexico | North Carolina | Tennessee | Texas | Virginia Arizona
Phoenix 1515 E. Bell Rd. Phoenix, Arizona 85022 (602) 439-9291
Phoenix 2143 W. Camelback Phoenix, Arizona 85015 (602) 794-1090
Mesa 333 S. Alma School Rd. Mesa, Arizona 85210 (480) 833-0600
Glendale 5104 W. Glendale Ave. Glendale, Arizona 85301 (623) 435-5656
Chandler 400 N. Arizona Ave. Chandler, Arizona 85225 (480) 821-4445
Tucson 2301 N Oracle Tucson, Arizona 85705 (520) 882-0442
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California
Downey 9262 Firestone Blvd. Downey, California 90241 (562) 940-9360
Torrance 18313 Hawthorne Blvd. Torrance, California 90504 (310) 793-1666
Riverside 8341 Indiana Ave. Riverside, California 92504 (951) 353-2277
Montclair 10477 Central Ave. Montclair, California 91763 (909) 626-1111
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Colorado
Lakewood 11000 W Colfax Ave. Lakewood, Colorado 80215 (303) 200-9810
Denver 625 S. Havana St. Denver, Colorado 80012 (303) 537-1050
Englewood 4940 S. Broadway Englewood, Colorado 80113 (303) 256-1490
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Florida
Orange Park 220 Blanding Blvd Orange Park, Florida 32073 (904) 622-9888
Jacksonville 1831 Cassat Ave Jacksonville, Florida 32210 (904) 380-0262
Jacksonville 10384 Atlantic Blvd Jacksonville, Florida 32225 (904) 380-6680
Ocala 2111 S. Pine Ave. Ocala, Florida 34474 (352) 620-2400
Orlando 3350 W Colonial Dr. Orlando, Florida 32808 (407) 299-4779
Sanford 2904 S. Orlando Dr. Sanford, Florida 32773 (407) 324-4440
Orlando 11247 E Colonial Dr. Orlando, Florida 32817 (407) 563-2740
Leesburg 10941 US Hwy 441 Leesburg, Florida 34788 (352) 728-3555
Kissimmee 920 W. Vine St. Kissimmee, Florida 34741 (407) 343-9400
Orlando 6036 S Orange Blossom Trail Orlando, Florida 32809 (407) 241-2675
Tampa 6601 W. Hillsborough Ave. Tampa, Florida 33634 (813) 885-6123
Clearwater 11700 US Hwy 19 N. Clearwater, Florida 33764 (727) 545-1744
Tampa 11704 N. Florida Ave. Tampa, Florida 33612 (813) 931-8717
Lakeland 1825 W. Memorial Blvd Lakeland, Florida 33815 (863) 683-0066
Bradenton 1709 W. Cortez Rd. Bradenton, Florida 34207 (941) 751-3888
Tampa 8805 E Adamo Dr. Tampa, Florida 33619 (813) 246-4599
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Georgia
Stone Mountain 5554 Memorial Dr. Stone Mountain, Georgia 30083 (404) 292-8400
College Park 5620 Old National Hwy College Park, Georgia 30349 (404) 669-8319
Morrow 6800 S. Jonesboro Rd. Morrow, Georgia 30260 (770) 268-4060
Marietta 502 Cobb Pkwy Marietta, Georgia 30060 (770) 919-2429
Conyers 1530 Iris Dr. Conyers, Georgia 30094 (678) 607-4166
Douglasville 5669 Fairburn Rd. Douglasville, Georgia 30134 (770) 577-3077
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Nevada
Las Vegas 3333 E. Fremont St. Las Vegas, Nevada 89104 (702) 457-1602
Las Vegas 1616 S. Decatur Las Vegas, Nevada 89102 (702) 352-2500
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New Mexico
Albuquerque 5306 Central Ave SW Albuquerque, New Mexico 87105 (505) 833-6003
Albuquerque 4625 4TH St. NW Albuquerque, New Mexico 87107 (505) 342-0290
Albuquerque 700 Wyoming Blvd NE Albuquerque, New Mexico 87123 (505) 332-2580
Albuquerque 5201 Alameda Blvd. Albuquerque, New Mexico 87113 (505) 349-2000
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North Carolina
Charlotte 6520 INDEPENDENCE Charlotte, North Carolina 28212 (704) 972-3702
Gastonia 4820 Wilkinson Blvd. Gastonia, North Carolina 28056 (704) 823-1153
Concord 788 Concord Pkwy N. Concord, North Carolina 28027 (704) 262-2465
Charlotte 6124 SOUTH BLVD Charlotte, North Carolina 28217 (704) 972-2050
Charlotte 5416 N Tryon St. Charlotte, North Carolina 28213 (704) 998-6111
Winston Salem 1370 Peters Creek Pkwy Winston Salem, North Carolina 27103 (336) 293-9905
Greensboro 3612 W. Wendover Ave. Greensboro, North Carolina 27407 (336) 291-2370
High Point 1539 N Main St. High Point, North Carolina 27262 (336) 819-6382
Raleigh 3628 Capital Blvd Raleigh, North Carolina 27604 (919) 334-0124
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Tennessee
Madison 1540 Gallatin Pike N. Madison, Tennessee 37115 (615) 514-4740
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Texas
Austin 5432 S. IH35 Austin, Texas 78745 (512) 276-5605
Austin 13264 N Hwy 183 Austin, Texas 78750 (512) 382-3820
Roundrock 2335 S. IH35 Roundrock, Texas 78664 (512) 382-2626
Dallas 12180 Garland Rd. Dallas, Texas 75218 (214) 327-1314
Fort Worth 400 N. Riverside Dr. Fort Worth, Texas 76111 (817) 840-1340
Fort Worth 3333 Alta Mere Dr. Fort Worth, Texas 76116 (817) 738-9415
Lewisville 1280 S. Stemmons Fwy. Lewisville, Texas 75067 (972) 219-2351
Irving 100 E. Airport Fwy. Irving, Texas 75062 (972) 819-8160
Dallas 4201 W. Camp Wisdom Rd. Dallas, Texas 75237 (972) 572-5800
Arlington 821 E. Division Arlington, Texas 76011 (817) 277-7755
North Plano 1030 Central Expressway North Plano, Texas 75074 (972) 202-4570
Dallas 2030 S. Buckner Blvd. Dallas, Texas 75217 (214) 398-6400
San Antonio 2890 Cinema Ridge San Antonio, Texas 78238 (210) 342-4200
San Antonio 5703 San Pedro San Antonio, Texas 78212 (210) 737-6500
San Antonio 1231 SE Military Dr. San Antonio, Texas 78214 (210) 923-5421
New Braunfels 188 IH 35 S. New Braunfels, Texas 78130 (830) 643-5900
Live Oak 6728 Randolph Blvd. Live Oak, Texas 78233 (210) 424-1400
San Antonio 1901 SW Military Dr. San Antonio, Texas 78221 (210) 922-6317
Temple 3301 S General Bruce Dr. Temple, Texas 76504 (254) 742-4141
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Virginia
Norfolk 6200 E. Virginia Beach Blvd. Norfolk, Virginia 23502 (757) 448-1010
Chesapeake 1705 S. Military Hwy. Chesapeake, Virginia 23320 (757) 448-6262
Newport News 11292 Jefferson Ave. Newport News, Virginia 23601 (757) 597-0930
Richmond 5300 Midlothian Turnpike Richmond, Virginia 23225 (804) 233-0771
Henrico 4112 W. Broad St. Henrico, Virginia 23230 (804) 353-3100
Richmond 9301 Midlothian Turnpike Richmond, Virginia 23235 (804) 727-1777
Henrico 3300 Mechanicsville Turnpike Henrico, Virginia 23223 (804) 321-1130
Petersburg 2535 S. Crater Rd. Petersburg, Virginia 23805 (804) 733-8785
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As Drive Time Auto Sales continues to grow I'll try to keep this page up to date as best as possible, but if you happen to notice that a location is missing, please let me know so I can update the list to keep it is accurate as possible.
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